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How to Send Money Through PayPal (Complete Beginner-Friendly Guide)

By March 20, 2026 - 12:18am

Sending money online has become easier than ever, and PayPal is one of the most trusted platforms worldwide. Whether you’re paying a freelancer, splitting bills, or sending money internationally, understanding how to send money through PayPal is essential.

This guide answers all key questions in a simple, step-by-step and snippet-friendly format.

 

How to Send Money Through PayPal (Step by Step)

If you're wondering how to transfer money from paypal to bank account, follow these steps:

  1. Log in to your PayPal account
  2. Click on “Send & Request”
  3. Enter the recipient’s email address or phone number
  4. Enter the amount you want to send
  5. Choose payment type:
    • Friends & Family
    • Goods & Services
  6. Select your payment method (balance, bank, or card)
  7. Click “Send Now”

That’s it! This is the simplest way for how to send money via PayPal.

 

How to Send Money from PayPal to Another PayPal Account

To send money between PayPal users:

  • You only need the recipient’s registered email or phone number
  • No bank details are required
  • The transfer is usually instant

Tip: Always confirm the recipient’s details before sending.

 

How to Send Money via PayPal Using Email or Phone Number

PayPal allows you to send money without needing bank account details.

Here’s how:

  • Enter the recipient’s email address or mobile number
  • If they have a PayPal account, they’ll receive the money instantly
  • If not, they’ll get a notification to sign up and claim it

This makes how to pay someone using paypal extremely convenient and beginner-friendly.

 

How to Pay Someone with PayPal (Beginner’s Guide)

If you’re new and wondering how to pay someone with PayPal, here’s a quick breakdown:

Payment Options:

  • PayPal Balance – fastest and free
  • Bank Account – usually free
  • Debit/Credit Card – may include fees

Payment Types:

  • Friends & Family:
    • For personal transfers
    • Often free (domestic)
  • Goods & Services:
    • For business payments
    • Includes buyer protection

If you're asking how do I pay someone with PayPal, the answer is simple: Use their email, choose payment type, and confirm.

 

How Do I Send Money Through PayPal Internationally?

Sending money abroad is also easy with PayPal.

Steps:

  1. Go to Send & Request
  2. Enter recipient’s email
  3. Enter amount and choose currency
  4. Review exchange rate and fees
  5. Confirm and send

Key Points:

  • Currency conversion fees may apply
  • Exchange rates are set by PayPal
  • Delivery time may vary (instant or a few hours)

This is a major reason why people search how to send money through PayPal internationally.

 

How to Send Money Through PayPal Without an Account

Yes, it’s possible in some cases.

Option:

  • The sender can use a guest checkout (via PayPal payment link)
  • Enter card details without logging in

Limitations:

  • Not always available in all countries
  • Less control compared to having an account

For regular use, it’s better to create a PayPal account.

 

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